MISSION: Hooded Raincoat

We recently experienced a mini-monsoon season here in Virginia, which emphasized again my need for a good raincoat. I have two jackets that I intended to be for the rain, but they're both lined (one with fleece, one with faux fur), which greatly reduces their usability in 70-degree weather. I also have two peacoats, but they're wool, which doesn't smell too great when it gets wet as well as having the same overly warm problem, and they lack hoods. My hooded coats include several winter coats, but again, they're not too useful when it's 70 degrees out. Finally, my husband and I own a whole heck of a lot of umbrellas, but I never use them because they tend to be more trouble than they're worth: the wind will yank them or blow them inside out, they can only fit one of us under them, etc.

So, my mission: Find a hooded, unlined, waterproof raincoat that can be worn with sweats to walk the dog or with cute clothes to go out with friends. I'd prefer for it to be a bit longer, maybe mid-butt or so, than the typical top-of-the-hip coat length. Finally, I want it to cost $50 or less, preferably $25 or less.

I'll let you know how it goes. I have no idea how soon I'll find one, but I'm hoping I get one before the next big rain!

Some of the rain coats I'm using for inspiration:

North Face's K in White, ~$180

Marmot's Precip in Black, ~$100

LL Bean's West End in Sage, ~$140

Marmot's Sassy in Granite, ~$200

North Face's Grace in Black, ~$200